What I do

 

My mission is to help you increase your wealth, while reducing risk. Whether that’s through home loans, investment loans, refinancing, construction and renovating or commercial lending, I can help you through any property transaction. With over 18 years of mortgage broking experience including 10 years financial planning helping hundreds of clients, I have seen it all and can help you reach your goals.

 

First Home Buyers

I’ll help you to understand where to start, the buying process, costs involved, deposits required and how home loans work. The process can be intimidating for anyone, especially if you haven't been there before. I do a lot of guiding, budgeting and helping for matters around the loan. I’ll guide you through the loan selection process and the terminology of what it all means.

 
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Investment Loans

For the serious property guru, I offer comparison in rates from interest only versus benefit of principal and interest repayments. I’ll assist in structuring and understanding how to best leverage to secure a sound future for yourself and your family.

Refinance Loans

Not happy or want to compare? This is where we shine. Comparing your current loan with what the market can offer is paramount and we encourage this for our clients on a regular basis. Often your current lender will try to keep your business by offering a better rate. Doing comparison reports is our speciality.

 
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Construction and Renovation Loans

An exciting loan… you have the land or a current home and you’re looking to make it even better - your personal fingerprint, adding value and a better a lifestyle. These loans are complex with loan drawdown stages and there is a lot of hand holding required. I know this area very well and am happy to guide you with the right lenders to fund your dream.

Credit Impaired Loans

There are often circumstances that lead to missing payments, or worse, falling way behind in life’s commitments. There are lenders that can lend considering personal circumstances. The rates and fees may be higher, but after a period of time and when you’re back on track, I help find a way to get you back to regular lenders.

 
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My lending partners consist of Australia’s most competitive and trusted lenders, to ensure I can find you a loan that most suits your needs and situation.

 
 

The four major lenders

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Smaller banks

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Community and other lenders

Community lenders